Vietnam Credit Card Market Report 2025

Vietnam’s credit card market is experiencing strong momentum, supported by rapid digital adoption, expanded payment infrastructure, and increasing consumer preference for credit-based spending, especially among urban and tech-savvy users. With government backing, fintech innovation, rising financial literacy, and evolving lifestyle demands, the market is steadily advancing toward more sophisticated and digital-first financial behaviors, paving the way for long-term growth and deeper financial inclusion.

Vietnam Banking Report 2024

FiinGroup’s Vietnam banking report 2024 provides an in-depth analysis of how the banking sector and individual banks performed regarding credit growth, liquidity, asset quality, capital adequacy and earnings quality (changes in operating income structure, growth by key segments such as Net interest margin, services fee income, especially bancassurance income, latest development trends such as the rise of open banking, AI generative, green finance, regulatory changes and implication for the performance of commerical banks.

Vietnam M&A Report 2024

In 2023, FiinGroup recorded 220 M&A transactions worth US$5 billion, reflecting a 33% decline from the previous year. Inbound” M&A dominated the market, comprising 80.9% of the total deal value in 2023 thanks to the aggressive acquisition from Japan, Singapore, and Malaysia investors. Domestic transactions accounted for just 15.8% of the total deal value, marking a significant decrease from the 65% proportion observed in 2022, This decline can be chiefly attributed to the challenging conditions in the macro-economic context, stringent regulatio